Key Person
Key person life insurance protects your business from the financial consequences of a key employee’s untimely death, including offsetting costs such as loss of business, reduced credit lines, and recruitment.
Buy-Sell: Buy-Sell life insurance provides immediate liquidity for smooth succession planning in the event of a company owner’s death by insuring the predetermined buyout of the deceased’s beneficiaries.
Deferred Compensation: Deferred compensation insurance enables employees or company owners to defer a portion of their income to a future date. They can apply the deferred amount to pay premiums on life insurance or provide spouses with retirement income, for example.
Retirement: Fixed Index Annuities can help you earn more money in a shorter time period while protecting the essential core of your retirement income and insuring you cannot outlive your resources. This product offers the potential of market growth tied to the Standard & Poor’s Index while guaranteeing you cannot lose money. All earnings are tax-deferred until withdrawn, enabling you to earn interest on savings that would otherwise go to paying taxes.